It all begins with a little overspending on the credit card, and before you know it, you find yourself being sucked into a debt trap. You may think you have a debt pay off plan, but think again!
Will BJP campaigners start using the term 'Ram Rajya' to refer to the nation under Modi's rule, asks N Sathiya Moorthy.
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
'Why should we disclose classified information to satisfy those who doubt our Hydrogen Bomb capability?'
A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.
If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.
The Asset Reconstruction Company of India Ltd, promoted by the State Bank of India, ICICI Bank, IDBI and other banks, is slated to start operation by the middle of this month.
Just avoid these credit card mistakes and live your second innings in style, says Rajiv Raj
Had you invested Rs 10,000 each in JSW Steel, Titan Company and Bajaj Finance 20 years ago, when they were just penny stocks (trading below Rs 10), you would have become a millionaire by now.
'To get a 100 per cent consensus document without any reservation, any bracket, any chair summary is unprecedented in the history of multilateral forums.'
'For the first time, all major countries are discovering India's indispensability to their own foreign policy interests.'
Credit is relevant in the short run but what actually matters is productivity in the long run.
'Although perhaps not with a greater majority, and maybe even a slightly reduced majority in the Lok Sabha.'
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
Following are certain important things that lenders consider while processing loans to self-employed...
Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.
We love a leader who oozes authority and firmness, notes Virendra Kapoor.
Find out how banks and lending institutions decide if you are worth their money based on your CIBIL TransUnion Score and Credit Information Report.
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
Understand the finer points before signing on the dotted line as a guarantor
Wilful defaulters will not be allowed to take up board positions in any company.
'As our per capita income increases and various demographic segments emerge, the need for various kinds of protection and risk covers will become even more explicit.'
Some simple tips can help you in better understanding of your CIBIL Report.
Some leading private and foreign banks in the country have started checking scores of credit information companies such as Credit Information Bureau Ltd as part of their pre-employment screening process.
Rajiv Raj tells you about some easy financing options to deck up your home
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.
With Lok Sabha elections months away, the visits are vital politically as these would showcase Modi's standing as a world leader to the home electorate.
By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
Here are some of the glimpses of his visit.
The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.
Follow these 6 Cs of building good credit and your lender will never disappoint you!
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
Here's the formula and it is not too difficult to implement.
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